Process Guide

Payout Policy

Detailed Step-by-Step Explanation

Summary

The payout policy at PS Market provides flexibility for members to withdraw earnings or use them for new referrals. With a minimum payout threshold of ₹500 and a 24-hour processing time, fund management is simple and efficient. Members who opt for advance income will have payouts blocked temporarily but can still utilize wallet money for referrals. The system is designed to maximize earning potential while maintaining financial flexibility.

Step-by-Step Explanation

1. ID Activation
   • Upon registration, the ID is activated with a validity of 90 days.
   • Once active, the member can start earning through referral income, monthly income, and bonuses.
2. Countdown Validity
   • The ID has a validity period of 90 days, which begins immediately upon activation.
   • Validity decreases daily until it reaches zero.
   • Example: If 30 days have passed, 60 days of validity remain.
3. Auto-Renewal Process
   • Validity resets to 90 days if a new member joins under any level (L1 to L4) during the current period.
   • Unlimited renewals are allowed as long as new members continue to join.
   • Example: If 10 days remain and a new member joins, validity resets to 90 days.
4. Deactivation Process
   • If no new members join within 90 days, the ID is automatically deactivated.
   • Deactivated members lose access to all income opportunities and must register a new ID to rejoin.
   • Note: Reactivation of the same ID is not allowed.
5. Refund Policy

   The refund policy ensures members do not suffer losses greater than their initial registration amount:

   • Team A (₹2000):
     • Full Refund: Total earnings < ₹2000 → Refund = ₹2000.
     • Partial Refund: Total earnings between ₹0 and ₹2000 → Refund = ₹2000 - Total earnings.
     • No Refund: Total earnings ≥ ₹2000 → No refund.
   • Team B (₹5000):
     • Full Refund: Total earnings < ₹5000 → Refund = ₹5000.
     • Partial Refund: Total earnings between ₹0 and ₹5000 → Refund = ₹5000 - Total earnings.
     • No Refund: Total earnings ≥ ₹5000 → No refund.
   • Team C (₹10000):
     • Full Refund: Total earnings < ₹10000 → Refund = ₹10000.
     • Partial Refund: Total earnings between ₹0 and ₹10000 → Refund = ₹10000 - Total earnings.
     • No Refund: Total earnings ≥ ₹10000 → No refund.
6. Overall Plan Amount
   • The refund policy ensures no net loss compared to the initial registration fee.
   • Members will receive refunds adjusted to prevent financial losses.
7. Key Points to Remember
   • Maximum ID validity is 90 days, with auto-renewal triggered by new member referrals.
   • Reactivation is not allowed for deactivated IDs; a new registration is required.
   • Refund eligibility depends on total earnings and the initial registration amount.

Conclusion

The PS Market system provides earning opportunities through active participation, supported by an auto-renewal mechanism for ID validity. The refund policy ensures members are financially secure, protecting them from losses greater than their initial investment. By fostering continuous engagement, the system rewards proactive members while maintaining fairness through structured policies.

Monthly Income Explanation

Participants earn monthly income based on their network's performance and the number of active members under their ID. The income is determined by the plan they have chosen and is calculated from the active members of the previous month.

Monthly Income Slab

How It Works

1. Eligibility:
   • Monthly income is generated from active members who joined before the end of the previous month.
   • New members joining in the current month are not included in the calculation for that month but will be considered in the next cycle.
2. Calculation Process:
   • Income is determined by the plan and the number of active members in each level.
   • Example: For the Basic Plan, members earn ₹16 for each active Level 1 member, ₹8 for each Level 2 member, and so on.
3. Example Calculation:

   Suppose today is September 8th. Monthly income for August is calculated as follows for a Basic Plan:

   • Active Members:
     • Level 1: 8 members (5 active)
     • Level 2: 10 members (5 active)
     • Level 3: 20 members (5 active)
     • Level 4: 6 members (5 active)
   • Income Calculation:
     • Level 1 Income: 5 × ₹16 = ₹80
     • Level 2 Income: 5 × ₹8 = ₹40
     • Level 3 Income: 5 × ₹4 = ₹20
     • Level 4 Income: 5 × ₹2 = ₹10
   • Total Monthly Income: ₹80 + ₹40 + ₹20 + ₹10 = ₹150
4. Crediting to Wallet:
   • Total monthly income is credited to the participant's wallet on the 1st day of the upcoming month.
   • Example: ₹150 earned in August is credited on September 1st.
5. Important Notes:
   • Only active members from the previous month contribute to the income calculation.
   • Monthly income is credited directly to the wallet for withdrawal or use in new referrals.

Conclusion

The monthly income system rewards participants based on the performance and engagement of their network. By maintaining active members, participants can maximize their earnings, encouraging growth and continued activity in the network.

Monthly Bonus Calculation

Monthly bonuses are additional incentives for members, calculated based on the number of fresh members acquired in each level during the previous month. Below is a step-by-step explanation of the calculation process, bonus structure, and examples.

Calculation Process

1. Define the Rank Criteria:

   Bonuses are based on the rank achieved, which depends on the number of new members (IDs) acquired in each level during the previous month. Each plan has different bonus amounts for each rank.

2. Collect Data:

   Determine the number of new members acquired in each level from the start to the end of the previous month.

3. Match Data with Bonus Criteria:

   Compare the number of new members in each level with the criteria for each rank. To qualify for a bonus, all levels must meet the criteria for the rank.

4. Calculate Bonus:

   Based on the rank achieved, the corresponding bonus amount for the plan will be credited to the member's wallet.

5. Add Bonus to Wallet:

   The calculated bonus is added to the member’s wallet on the 1st day of the upcoming month.

Bonus Structure by Rank and Plan

Example

Member: John Doe
Plan: Basic
Month: August

New Members Data:

• Level 1: 21 new members
• Level 2: 25 new members
• Level 3: 31 new members
• Level 4: 19 new members

Calculation:

• Level 1: 21 members (≥ 10 for Bronze)
• Level 2: 25 members (≥ 10 for Bronze)
• Level 3: 31 members (≥ 10 for Bronze)
• Level 4: 19 members (≥ 10 for Bronze)

Rank Achieved: Bronze
Bonus Amount: ₹4,000
Bonus Credited Date: September 1st

Summary

Monthly bonuses reward members for building their network. Bonuses are calculated based on the number of new members acquired in each level during the previous month. Members must meet all criteria for a given rank to qualify for the corresponding bonus. Bonuses are credited to the wallet on the 1st day of the following month, encouraging continued growth and active participation.

Level Achievement Bonus Explanation

The Level Achievement Bonus is a special reward for participants who reach specific milestones based on the total number of active IDs in Level 1. Bonus amounts increase with higher milestones and vary according to the plan: Basic Plan, Premium Plan, and VIP Plan.

Plan and Bonus Structure

Maximum Bonus:

• Basic Plan: ₹60,000
• Premium Plan: ₹1,50,000
• VIP Plan: ₹3,00,000

Eligibility Criteria

To qualify for the Level Achievement Bonus, participants must ensure that the total number of active IDs in Level 1 meets the criteria specified in the bonus structure for their chosen plan. The bonus is awarded immediately upon reaching the milestone and is credited directly to the participant's wallet.

• Example 1: If a participant in the Basic Plan reaches 50 active IDs in Level 1, they receive ₹500 immediately.
• Example 2: Upon reaching 100 active IDs, the participant receives ₹1,000, and so on.

Step-by-Step Examples

Key Points to Remember

• Immediate Payout: Bonuses are credited immediately upon reaching each milestone.
• Level 1 Focus: The bonus is determined solely by the number of active IDs in Level 1.
• Milestone Requirements: Participants must meet the specified milestones in their plan to qualify for the bonus.
• Maximum Bonus: Participants can earn up to ₹60,000 (Basic Plan), ₹1,50,000 (Premium Plan), or ₹3,00,000 (VIP Plan).

Overview

Advance Income is a feature in PS Market that allows eligible participants to receive an advance based on their Average Monthly Income (AMI) and other criteria. The advance is calculated as four times the AMI and offers flexible repayment options.

Eligibility Criteria for Advance Income

• Completion of 90 Days: Participants must have completed 90 days since registration or plan activation.
• Average Monthly Income (AMI) Thresholds: Eligibility is determined by the AMI calculated from the last three months:
  • Basic Plan: AMI > ₹2,500
  • Premium Plan: AMI > ₹10,000
  • VIP Plan: AMI > ₹25,000
• Monthly Monitoring: The system checks AMI on the 1st of every month. If the AMI is below the threshold, eligibility is re-evaluated for subsequent months.

Advance Income Calculation

The advance amount is calculated as four times the AMI. The eligible ranges for each plan are as follows:

Example: If a participant's AMI is ₹3,000 under the Basic Plan, they can receive an advance of ₹12,000 (₹3,000 x 4).

Advance Repayment Process

• Payout Blocking: Future earnings will be automatically used to repay the advance. Regular payouts are blocked until the advance is fully cleared.
• Repayment Deduction: All earnings generated during the repayment period will be applied to the outstanding balance until fully cleared.

Post-Repayment Eligibility

• Participants can reapply for another Advance Income 12 months after fully repaying the previous advance.
• Eligibility for a new advance is contingent on remaining active on the platform.

Step-by-Step Process

1. Review Eligibility: Ensure 90 days of membership and verify that the AMI meets the required threshold for the chosen plan.
2. Apply for Advance Income: Submit your application through the member portal after confirming eligibility.
3. Approval and Disbursement: Upon approval, the calculated advance is credited to your wallet.
4. Repayment Process: All earnings are directed toward clearing the advance. Payouts are blocked during this period.
5. Reapply After 12 Months: Once the advance is repaid, participants can apply for another advance after 12 months.

Examples