Page 1 of 9
📘 Member Handbook
Your Complete Income Guide
Everything about your membership, income streams & benefits
📞
Contact & Connect
📞
Helpline
+91 9372941573
🛡️
Support
+91 8680004455
🌐
Website
www.psmarket.in
📧
Email
spurandhar0@gmail.com
🔗 Your Referral Link — Refer a Friend & Earn Together

Share your unique link. Every member who joins through your referral builds your income across all 4 levels — credited instantly at joining time.

www.psmarket.in/register/YOUR-ID
📡 How Your Referral Chain Works — 4 Levels Deep
👤
YOU
Host / Recruiter
LEVEL 1 — Direct Referrals ∞ Unlimited — Refer As Many As You Want
👤
Member A
Basic ₹400
Prem ₹1,000
VIP ₹2,000
👤
Member B
Basic ₹400
Prem ₹1,000
VIP ₹2,000
👤
Member C
Basic ₹400
Prem ₹1,000
VIP ₹2,000
👤
Member D
Basic ₹400
Prem ₹1,000
VIP ₹2,000
👤
Member E
Basic ₹400
Prem ₹1,000
VIP ₹2,000
Unlimited
No cap on
L1 referrals!
Monthly passive: ₹16 / ₹40 / ₹80 per active L1 member  |  🔓 More referrals = more income — no ceiling
LEVEL 2 — Their Referrals ∞ Unlimited members per level
👥
Member
Basic ₹300
Premium ₹750
VIP ₹1,500
👥
Member
Basic ₹300
Premium ₹750
VIP ₹1,500
👥
Member
Basic ₹300
Premium ₹750
VIP ₹1,500
Unlimited
No cap on
L2 members
+ Monthly: ₹8 / ₹20 / ₹40 per active member
LEVEL 3 — Extended Network ∞ Unlimited members per level
🧑‍🤝‍🧑
Member
Basic ₹200
Premium ₹500
VIP ₹1,000
🧑‍🤝‍🧑
Member
Basic ₹200
Premium ₹500
VIP ₹1,000
🧑‍🤝‍🧑
Member
Basic ₹200
Premium ₹500
VIP ₹1,000
Unlimited
No cap on
L3 members
+ Monthly: ₹4 / ₹10 / ₹20 per active member
LEVEL 4 — Deep Network ∞ Unlimited members per level
👫
Member
Basic ₹100
Premium ₹250
VIP ₹500
👫
Member
Basic ₹100
Premium ₹250
VIP ₹500
👫
Member
Basic ₹100
Premium ₹250
VIP ₹500
Unlimited
No cap on
L4 members
+ Monthly: ₹2 / ₹5 / ₹10 per active member
💰 Max Referral Earnings Per Join: Basic ₹1,000 Premium ₹2,500 VIP ₹5,000
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Registration & User Account
Membership plans, one-time investment & your ID lifecycle
📋
Membership Plans — One-Time Investment, Lifetime Earnings
🎯
Membership Plan
Choose the plan that fits your goals
💸
One Time Investment
Pay once — no recurring fees
♾️
Lifetime Earnings
Earn forever with no expiry
Plan NameRegistration AmountIncome TierBest For
🔵 Basic₹ 2,000Standard ratesGetting started
🟢 Premium₹ 5,0002.5× Basic ratesSerious earners
⭐ VIP₹ 10,0005× Basic ratesMaximum income
🆔
User Account — ID Lifecycle
ID Activation

Your ID activates immediately on successful payment. Validity starts at 90 days.

🔄
Validity Auto Renewal

Whenever anyone joins at any level (L1–L4) under your ID, validity resets to a full 90 days.

🔒
ID Deactivation

If no one joins under your network for 90 consecutive days, the ID becomes idle and deactivates.

💡 Example — Auto Renewal in Action
You have 35 days of validity remaining → Someone joins under your ID at any level → Your validity instantly resets to 90 days from that date ✓
ID Lifecycle Flow
📝 Register Activate 90 days 🔄 Anyone Joins → Reset 90d Repeats on every join at any level 💰 Earn 📈 Grow 😴 Idle 90 days 🔒 Deactivate Refund Policy
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Income Opportunities
4 powerful income streams — each rewarding a different dimension of your growth
💡
Your 4 Income Streams
01
Referral Income
Earn income for every new member who joins the network through your ID — credited instantly across all 4 levels at joining time.
One-Time per Join 4 Levels Deep
02
Monthly Income
Receive consistent monthly earnings generated from your active team members — passive income that grows every month as your network expands.
Monthly Recurring Passive Income
03
Monthly Bonus
Achieve special monthly bonuses by meeting required performance targets across all 4 levels — 7 achievement ranks from Bronze to President.
Performance Based 7 Rank Tiers
04
Level Achievement Bonus
Unlock milestone bonuses when you reach specific Level-1 direct member targets — 7 milestones from Elite to Noble.
Milestone Reward L1 Growth Bonus
4
Network Levels
4
Income Streams
3
Membership Plans
Earning Potential
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Referral Income & Monthly Income
One-time referral earnings + recurring passive monthly earnings
🔗
Referral Income — Per New Member at Joining Time

Earn income for every new member who joins the network through your ID, based on the level they fall under.

PlanLevel 1Level 2Level 3Level 4
Basic₹400₹300₹200₹100
Premium₹1,000₹750₹500₹250
VIP₹2,000₹1,500₹1,000₹500
Per-Plan Income Breakdown by Level
🔵 Basic Plan
Level 1
₹400
Level 2
₹300
Level 3
₹200
Level 4
₹100
Max per join
₹1,000
🟢 Premium Plan
Level 1
₹1,000
Level 2
₹750
Level 3
₹500
Level 4
₹250
Max per join
₹2,500
⭐ VIP Plan
Level 1
₹2,000
Level 2
₹1,500
Level 3
₹1,000
Level 4
₹500
Max per join
₹5,000
Monthly Income — Recurring Passive Earnings

Receive consistent monthly earnings from existing active members under your ID — per member, per level, every month.

PlanLevel 1Level 2Level 3Level 4
Basic₹16/member₹8/member₹4/member₹2/member
Premium₹40/member₹20/member₹10/member₹5/member
VIP₹80/member₹40/member₹20/member₹10/member
💡
Monthly income is passive — it grows automatically each month as your active network expands, with no additional effort required from you.
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Monthly Bonus
Achieve special bonuses by meeting performance targets across all 4 levels
🏆
Monthly Bonus — Rank-Based Rewards
⚠️
All 4 levels must each independently meet the required ID count to qualify for the rank bonus.
Rank
IDs / Level
Basic
Premium
VIP
🥉 Bronze
10
₹4,000
₹10,000
₹20,000
🥈 Silver
20
₹10,000
₹25,000
₹50,000
🥇 Gold
50
₹20,000
₹50,000
₹1,00,000
💎 Diamond
75
₹30,000
₹75,000
₹1,50,000
💚 Emerald
100
₹40,000
₹1,00,000
₹2,00,000
👑 Crown
125
₹50,000
₹1,25,000
₹2,50,000
🏆 President
150
₹60,000
₹1,50,000
₹3,00,000
📈 Rank Ladder — IDs Per Level & Bonus by Plan
All 4 levels must each independently meet the IDs required
Basic Premium VIP
🥉
Bronze
10 IDs
₹4,000
₹10,000
₹20,000
🥈
Silver
20 IDs
₹10,000
₹25,000
₹50,000
🥇
Gold
50 IDs
₹20,000
₹50,000
₹1,00,000
💎
Diamond
75 IDs
₹30,000
₹75,000
₹1,50,000
💚
Emerald
100 IDs
₹40,000
₹1,00,000
₹2,00,000
👑
Crown
125 IDs
₹50,000
₹1,25,000
₹2,50,000
🏆
President
150 IDs
₹60,000
₹1,50,000
₹3,00,000
⚠️ All 4 levels must independently meet the required IDs to qualify for the rank bonus each month
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Level Achievement Bonus
Milestone bonuses when your Level-1 active direct members reach specific targets
🎯
Level Achievement Bonus — L1 Milestones

Unlock milestone bonuses when your total Level-1 active direct member count reaches these targets.

Milestone
Total L1
Basic
Premium
VIP
⭐ Elite
50
₹500
₹1,250
₹2,500
👑 Royal
100
₹1,000
₹2,500
₹5,000
💫 Prestige
250
₹2,500
₹6,250
₹12,500
🔱 Supreme
500
₹5,000
₹12,500
₹25,000
🏛 Imperial
1,000
₹10,000
₹25,000
₹50,000
⚜️ Monarch
2,500
₹25,000
₹62,500
₹1,25,000
🏆 Noble
5,000
₹60,000
₹1,50,000
₹3,00,000
🎯 L1 Milestone Journey — Bonus by Plan
One-time bonus unlocked when total L1 active direct member count crosses each target
Basic Premium VIP
Elite
50 L1
₹500
₹1,250
₹2,500
👑
Royal
100 L1
₹1,000
₹2,500
₹5,000
💫
Prestige
250 L1
₹2,500
₹6,250
₹12,500
🔱
Supreme
500 L1
₹5,000
₹12,500
₹25,000
🏛
Imperial
1,000 L1
₹10,000
₹25,000
₹50,000
⚜️
Monarch
2,500 L1
₹25,000
₹62,500
₹1,25,000
🏆
Noble
5,000 L1
₹60,000
₹1,50,000
₹3,00,000
🎯 Each milestone is a one-time bonus — unlocked permanently when your total L1 active direct member count crosses the target
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Advance Income
Pre-approved 0% interest advance — eligibility, amounts & repayment cycle
💳
Advance Income — 0% Interest
✅ 0% Interest Rate Flexible Instalments 🔓 Pre-Approved
Eligibility Conditions
Day 91+ from Joining
Must complete 91+ days from your joining date.
📊
3 Consecutive Months
Your average monthly income over the last 3 consecutive months must meet the plan’s minimum requirement.
Minimum Average
Basic ≥ ₹2,500 Premium ≥ ₹6,250 VIP ≥ ₹12,500
Eligible Advance Amounts
🔵 Basic Plan
Minimum
₹10,000
Maximum
₹1,50,000
🟢 Premium Plan
Minimum
₹25,000
Maximum
₹3,75,000
⭐ VIP Plan
Minimum
₹50,000
Maximum
₹7,50,000
How the Advance Cycle Works
Step 1 — Advance Credited
Advance is credited to your account as a lump sum. Payout remains active — you can still withdraw normally.
🔄
Step 2 — Auto Deduction from Overall Earnings
Repayment is automatically deducted from your overall platform earnings — this includes all income types credited to your account, not limited to monthly income alone.
🔒
Step 3 — Payout Blocked if Dues Remain
If the outstanding balance is not cleared, your payout will be blocked until the full advance is repaid.
🔓
Step 4 — Payout Unblocked After Settlement
Once all dues are cleared, your payout is automatically unblocked and you can withdraw normally again.
Step 5 — Next Advance After 12 Months
After full settlement, you must wait 12 months from the settlement date. Then the entire cycle repeats from Step 1.
📊 Advance Income — Visual Flow
✅ Eligibility — BOTH required
1 Active for 91+ days
2 3 consecutive months average monthly income ≥ minimum
Basic ≥ ₹2,500 Premium ≥ ₹6,250 VIP ≥ ₹12,500
❌ Not Yet Eligible?
Keep growing your network. Once your monthly earnings consistently reach the minimum threshold for 3 consecutive months, you can apply.
Once Eligible — The Advance Cycle
1
💰
Credited
Lump sum added to account
2
🔄
Auto Deduction
Deducted from overall earnings
🔒 Dues Remain
Payout blocked
🔓 Cleared
Payout unblocked
4
🔓
Payout Freed
Withdraw normally
5
Wait 12 Months
Then cycle repeats
↩ After 12 months from settlement — you can apply for the next advance again
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Refund Policy
Your investment is protected — PS Market guarantees no financial loss
🔒
Refund Policy — Investment Protection

At ID Deactivation, PS Market compares your Registration Amount with your Total Earnings and refunds accordingly.

🟢
✔ If Total Earnings = ₹0
Member has not earned any income during the membership period.
➡ 100% Full Refund of Registration Amount
🔵
✔ If Total Earnings < Registration Amount
Member earned some income, but less than the registration fee paid.
➡ Partial Refund = Registration Amount − Total Earnings
🔴
✔ If Total Earnings ≥ Registration Amount
Member has fully recovered or exceeded their investment from the platform.
➡ No Refund Applicable — Investment Fully Recovered

This policy ensures that users will not incur any loss on their registration amount. PS Market protects your investment at every stage of membership.

🔄 Refund Policy — Decision Flowchart
🔒 ID Deactivated
Membership ends — refund check begins
Total Earnings = ₹0 ?
YES ←
💚
100% Full Refund
No earnings made at all
Full registration amount returned
→ NO
Earnings < Registration?
YES
🔵
Partial Refund
Reg − Earnings
NO
🔴
No Refund
Investment recovered
✅ PS Market Guarantee
You will never lose your registration amount — your investment is protected at every stage of membership
Page 9 of 9
Support & Contact
We're always here to help you succeed
🛠️
Support Services
📧
Email Notifications
Income updates, alerts & activity summaries delivered to your inbox.
💬
SMS Notifications
Instant SMS for every transaction, referral and income credit.
📞
Phone Call Support
Speak directly with our team for personalised help and guidance.
🛠️
Technical Support
App, portal & account issues resolved by our dedicated technical team.
📞
Contact Us
📞
Helpline
+91 9372941573
🛡️
Support
+91 8680004455
🌐
Website
www.psmarket.in
📧
Email
spurandhar0@gmail.com
🌟

"Build Your Network. Build Your Income. Build Your Future."

Every connection you make today is an investment in your tomorrow. Welcome to the PS Market family — Success Through Connections.

© PS Market | Member Handbook | www.psmarket.in | All Rights Reserved